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Certificates of Deposit (CDs) are a great way to earn the highest yields on your deposits. The funds are committed to a specific term, and a small penalty is enforced for early withdrawal of funds. There is no maximum deposit amount. At maturity the funds are released into your account. Interest is compounded daily and paid monthly. We offer six-month certificates requiring a $5,000 minimum deposit. We also offer twelve, twenty-four, and forty-eight-month certificates requiring a $1,000 minimum deposit.

Early withdrawal penalties are as follows:
  •   6 Month CD - 2 months interest penalty
  • 12 Month CD - 3 months interest penalty
  • 24 Month CD - 6 months interest penalty
  • 36 Month CD - 9 months interest penalty
  • 48 Month CD - 12 months interest penalty
  • 60 Month CD - 15 months interest penalty
To open a CD today, give us a call or stop in our branch!