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Our checking account is a great way to manage your finances and have freedom within your account. There is no minimum balance requirement, no monthly service charge, no per-check fees, unlimited check writing privileges, monthly statements and simplicity with one universal checking account option. Check books, debit cards and ATM cards are all available with your checking account. Also, don’t forget to talk to your employer about direct deposit so you can have your paycheck conveniently deposited right into your account each payday.