Effective May 1, 2022
Share Draft Account & Overdraft Advance Fees
| Overdraft Fee |
$5.00 per item |
| Overdraft Protection Fee |
$25.00 per item |
| NSF Fee |
$25.00 per item |
|
Stop Payment Fee |
$25.00 per request |
|
Share Draft Printing Fee |
Prices may vary depending on design |
|
Draft Copy Fee |
$2.00 per copy |
|
Draft Statement Copy Fee |
$2.00 per copy |
Other Service Fees (applicable to all accounts)
| Statement Copy Fee |
$2.00 per copy |
| History Print Fee |
$2.00 per copy |
| Notary Fee |
$2.00 per notary |
| Cashier's Check Fee |
$2.00 each |
| Cashier's Check - Non-Mbr |
$5.00 each |
| Cashier's Check Copy Fee |
$2.00 each |
| Wire Transfer (outgoing) Fee |
$15.00 per transfer |
| Wire Transfer (incoming) Fee |
$10.00 per transfer |
| Foreign Wire Fee |
$40.00 per transfer |
| Money Order Fee |
$1.50 per money order under $1,000.00 |
| Paper Statement Fee |
$2.00 |
| Non-Member Check Cashing |
$5.00 each |
| Lien Release Letter Fee |
$10.00 |
| SSA/SSI Asset Verification |
$10.00 |
| Reconciliation/Research Fee |
$20.00 per hour |
| Garnishment / Levy Fee |
$25.00 each unless noted otherwise on order |
| Account Reopening Fee |
$25.00 |
| Non-Member (Check) |
$15.00 per month of deposit first check free |
| On-US Check Cashing |
$5.00 |
| Inactive Fee |
$5.00 after 12 months inactive |
| Escheatment Fee |
$50.00 |
| Skip-A-Payment |
$20.00 |
| Returned Check |
$25.00 |
| Bad Address/Returned Mail |
$5.00 |
| Collection Item Fee |
$10.00 |
| Foreign Check Deposit |
$10.00 |
| Expedited Mailing Fee |
$35.00 |
| Verification of Deposit |
$10.00 |
| Returned Mail Fee |
$3.00 |
Electronic Funds Transfer Fees
| ATM Withdrawal Fee |
$1.00 per withdrawal - after five (5) ATM withdrawals per month without a charge |
| ATM Inquiry Fee |
$0.50 per inquiry - after five (5) ATM inquiries |
| ATM Annual Fee |
$24.00 per year (for Savings accounts only) |
| Debit/POS NSF Fee |
$25.00 per item |
| ACH NSF Fee |
$25.00 per item |
| ACH Overdraft Transfer |
$5.00 per item |
| ACH Overdraft Protection |
$25.00 per item |
| ACH Stop Payment Fee |
$25.00 per item |
| Card Reissue Fee |
$5.00 |
| Chargeback Fee |
$25.00 |
| Late Loan Payment Fee |
$10.00 |
| Visa GOLD Late Payment |
$10.00 |
| Visa Classic Late Payment |
$10.00 |
| Visa Cash Advance (Guest) |
$2.00 |
| Visa Advance (Non-Member) |
$5.00 |
| Expedited Card Mailing Fee |
$15.00 |
Virtual Branch Online Banking
| Written Correspondence to Payee |
$15.00 per item
|
| Per Proof of Payment not necessitated by a dispute |
$15.00 per item |
| Payments returned due to member error |
$5.00 per item |
| Overdraft Transfer Fee |
$5.00 per item |
| Overdraft Protection Fee |
$25.00 per item |
| NSF Fee |
$25.00 per item |
| History (Print) |
$2.00 |
| Check Register |
$1.00 |
| Corporate Drafts |
$3.00 |
| Money Order |
$3.00 |
Lost Credit/Debit/ATM Card
| Visa Credit Cards |
$15.00
|
| Visa Debit & ATM Cards |
$10.00 |
IRA Interest Rate Change Fee
| Interest Rate Buy Down Fee |
$50.00 |
| Credit Report Fee |
$10.00 |
| Carfax Vehicle History Report: Member |
$18.00 |
| Carfax Vehicle History Report: Guest |
$25.00 |
VISA Cash Advance Fee ($1,000 cash back limit)
| Non Member |
$5.00 |
| Guest Member |
$2.00 |
| Membership Deposit (not a fee) |
$5.00 par value |
The fees appearing in this Schedule are
accurate and effective for accounts as of the
Effective Date indicated. If you have any
questions or require current fee information
on your accounts, please call the Credit Union at 219-947-1568.