Share Draft Account & Overdraft Advance Fees
| Overdraft Fee |
$5.00 per item |
| NSF & Overdraft Advance Fee |
$20.00 per item |
|
Stop Payment Fee |
$7.50 per request |
|
Share Draft Printing Fee |
Prices may vary depending on design |
|
Draft Copy Fee |
$3.00 per copy |
|
Draft Statement Copy Fee |
$5.00 per copy |
| Reconciliation Fee |
$20.00 per hour |
Mortgage and Home Equity Fees
| Mortgage Fee |
Varies |
| Home Equity |
$20.00 per item |
| HELOC Annual Fee |
$20.00 |
| Existing Mortgage Restructure Fee* |
$350.00 |
| Existing Home Equity Restructure Fee* |
$125.00 |
*Some restrictions apply. Please contact Mortgage Lending Officer
Other Service Fees (applicable to all accounts)
| Statement Copy Fee |
$5.00 per copy |
| Wire Transfer (outgoing) Fee |
$15.00 per transfer |
| Money Order Fee |
$1.50 per money order under $1,000.00 |
| Credit Report Fee |
$25.00 each |
| Cashier's Check Fee |
$2.00 each |
| Lien Release Letter Fee |
$10.00 each |
| Carfax Report Fee |
$5.00 each |
| Reconciliation/Research Fee |
$25.00 per hour |
| Garnishment / Levy Fee |
$25.00 each unless noted otherwise on order |
| SSA / SSI Asset Verification |
$10.00 each |
| Account Reopening Fee |
$25.00 |
Electronic Funds Transfer Fees
| ATM Withdrawal Fee |
$1.00 per withdrawal - Five (5) ATM withdrawals per month without a charge |
| ATM Inquiry Fee |
$0.50 per withdrawal - Five (5) ATM withdrawals per month without a charge |
| ATM Annual Fee |
$24.00 per year (for Savings accounts only). |
| ACH NSF Fee |
$20.00 per item |
| ACH Overdraft |
$4.00 per item |
| ACH Stop Payment Fee |
$7.50 per item |
| Written Correspondence to Payee |
|
| Per Proof of Payment not necessitated by a dispute |
$10.00 per item |
| Payments returned due to member error |
$5.00 per item |
| Overdraft Fee |
$4.00 per item |
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on the Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.