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Fee Schedule

Share Draft Account & Overdraft Advance Fees

Overdraft Fee $5.00 per item
NSF & Overdraft Advance Fee $20.00 per item
Stop Payment Fee $7.50 per request
Share Draft Printing Fee Prices may vary depending on design
Draft Copy Fee $3.00 per copy
Draft Statement Copy Fee $5.00 per copy
Reconciliation Fee $20.00 per hour

Mortgage and Home Equity Fees

Mortgage Fee Varies
Home Equity $20.00 per item
HELOC Annual Fee $20.00
Existing Mortgage Restructure Fee* $350.00
Existing Home Equity Restructure Fee* $125.00
*Some restrictions apply. Please contact Mortgage Lending Officer

Other Service Fees (applicable to all accounts)

Statement Copy Fee $5.00 per copy
Wire Transfer (outgoing) Fee $15.00 per transfer
Money Order Fee $1.50 per money order under $1,000.00
Credit Report Fee $25.00 each
Cashier's Check Fee $2.00 each
Lien Release Letter Fee $10.00 each
Carfax Report Fee $5.00 each
Reconciliation/Research Fee $25.00 per hour
Garnishment / Levy Fee $25.00 each unless noted otherwise on order
SSA / SSI Asset Verification $10.00 each
Account Reopening Fee $25.00

Electronic Funds Transfer Fees

ATM Withdrawal Fee $1.00 per withdrawal - Five (5) ATM withdrawals per month without a charge
ATM Inquiry Fee $0.50 per withdrawal - Five (5) ATM withdrawals per month without a charge
ATM Annual Fee $24.00 per year (for Savings accounts only).
ACH NSF Fee $20.00 per item
ACH Overdraft $4.00 per item
ACH Stop Payment Fee $7.50 per item

Bill Payer Fees

Written Correspondence to Payee
Per Proof of Payment not necessitated by a dispute $10.00 per item
Payments returned due to member error $5.00 per item
Overdraft Fee $4.00 per item
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on the Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.
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