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Fee Schedule

Effective May 1, 2022

Share Draft Account & Overdraft Advance Fees

Overdraft Fee $5.00 per item
Overdraft Protection Fee $25.00 per item
NSF Fee $25.00 per item
Stop Payment Fee $25.00 per request
Share Draft Printing Fee Prices may vary depending on design
Draft Copy Fee $2.00 per copy
Draft Statement Copy Fee $2.00 per copy

Other Service Fees (applicable to all accounts)

Statement Copy Fee $2.00 per copy
History Print Fee $2.00 per copy
Notary Fee $2.00 per notary
Cashier's Check Fee $2.00 each
Cashier's Check - Non-Mbr $5.00 each
Cashier's Check Copy Fee $2.00 each
Wire Transfer (outgoing) Fee $15.00 per transfer
Wire Transfer (incoming) Fee $10.00 per transfer
Foreign Wire Fee $40.00 per transfer
Money Order Fee $1.50 per money order under $1,000.00
Paper Statement Fee $2.00
Non-Member Check Cashing $5.00 each
Lien Release Letter Fee $10.00
SSA/SSI Asset Verification $10.00
Reconciliation/Research Fee $20.00 per hour
Garnishment / Levy Fee $25.00 each unless noted otherwise on order
Account Reopening Fee $25.00
Non-Member (Check) $15.00 per month of deposit first check free
On-US Check Cashing $5.00
Inactive Fee $5.00 after 12 months inactive
Escheatment Fee $50.00
Skip-A-Payment $20.00
Returned Check $25.00
Bad Address/Returned Mail $5.00
Collection Item Fee $10.00
Foreign Check Deposit $10.00
Expedited Mailing Fee $35.00
Verification of Deposit $10.00
Returned Mail Fee $3.00

Electronic Funds Transfer Fees

ATM Withdrawal Fee $1.00 per withdrawal - after five (5) ATM withdrawals per month without a charge
ATM Inquiry Fee $0.50 per inquiry - after five (5) ATM inquiries
ATM Annual Fee $24.00 per year (for Savings accounts only)
Debit/POS NSF Fee $25.00 per item
ACH NSF Fee $25.00 per item
ACH Overdraft Transfer $5.00 per item
ACH Overdraft Protection $25.00 per item
ACH Stop Payment Fee $25.00 per item
Card Reissue Fee $5.00
Chargeback Fee $25.00
Late Loan Payment Fee $10.00
Visa GOLD Late Payment $10.00
Visa Classic Late Payment $10.00
Visa Cash Advance (Guest) $2.00
Visa Advance (Non-Member) $5.00
Expedited Card Mailing Fee $15.00

Virtual Branch Online Banking

Free of Charge

Bill Payer Fees

Written Correspondence to Payee $15.00 per item
Per Proof of Payment not necessitated by a dispute $15.00 per item
Payments returned due to member error $5.00 per item
Overdraft Transfer Fee $5.00 per item
Overdraft Protection Fee $25.00 per item
NSF Fee $25.00 per item

Guest Member Fees

History (Print) $2.00
Check Register $1.00
Corporate Drafts $3.00
Money Order $3.00

Lost Credit/Debit/ATM Card

Visa Credit Cards $15.00
Visa Debit & ATM Cards $10.00

IRA Interest Rate Change Fee

$50.00

Loan Fees

Interest Rate Buy Down Fee $50.00
Credit Report Fee $10.00
Carfax Vehicle History Report: Member $18.00
Carfax Vehicle History Report: Guest $25.00

VISA Cash Advance Fee ($1,000 cash back limit)

Non Member $5.00
Guest Member $2.00

Credit Union Membership

Membership Deposit (not a fee) $5.00 par value
The fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated. If you have any questions or require current fee information on your accounts, please call the Credit Union at 219-947-1568.
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