Effective date April 2, 2021
Classic VISA Credit Card
| 10.9% APR |
No Annual Fee |
25 day grace |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
VISA Gold Credit Card
| 9.9% APR |
No Annual Fee |
Reward Program |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
Personal Loans
Credit Scores 740 - 850 9.00% APR
Credit Scores 699 - 739 10.00% APR
Credit Scores 649 - 698 11.25% APR
Credit Scores below 648 approved by loan officer 13.00% APR
*Number of months based on amount financed.
*Maximum amount $5,000.
*Maximum term 36 months.
New Vehicles (2021 - 2020)
Credit Scores 740 - 850 2.99% APR for up to 60 months
Credit Scores 699 - 739 3.49% APR for up to 60 months
Credit Scores 649 - 698 4.74% APR for up to 60 months
Credit Scores below 648 approved by loan officer 5.34% APR for up to 60 months
*Free quotes for Mechanical Breakdown Warranty Protection.
*72 month financing available at 50 Bp's higher APR and/or GAP coverage.
*84month financing available at 100 Bp's higher APR and/or GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
Used Vehicles
(2019 - 2016)
Credit Scores 740 - 850 3.99% APR for up to 48 months
Credit Scores 699 - 739 4.69% APR for up to 48 months
Credit Scores 649 - 698 5.64% APR for up to 48 months
Credit Scores below 648 approved by loan officer 6.34% APR for up to 48 months
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*60 month financing available at 50 Bp's higher APR and GAP coverage.
*72 month financing available at 100 Bp's higher APR and GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
(2015 - 2012)
Credit Scores 740 - 850 4.99% APR for up to 42 months
Credit Scores 699 - 739 6.59% APR for up to 42 months
Credit Scores 649 - 698 7.24% APR for up to 42 months
Credit Scores below 648 approved by loan officer 7.84% APR for up to 42 months
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*60 month financing available at 100 Bp's higher APR and GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
(2011 & Older)
Credit Scores 740 - 850 9.24% APR for up to 36 months
Credit Scores 699 - 739 10.49% APR for up to 36 months
Credit Scores 649 - 698 11.49% APR for up to 36 months
Credit Scores below 648 approved by loan officer 13.59% APR for up to 36 months
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*48 month financing available at 100 Bp's higher APR and GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
Share Pledged Loan (Best Loan Program)
| 3.50% APR |
based on Regular Savings |
| 4.00% APR |
based on Certificates/Money Market/Checking |
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.