Effective date July 1, 2022
Classic VISA Credit Card
| 10.9% APR |
No Annual Fee |
25 day grace |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
VISA Gold Credit Card
| 9.90% APR |
No Annual Fee |
Reward Program |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
Personal Loans
Credit Scores 740 - 850 11.40% APR
Credit Scores 700 - 739 12.40% APR
Credit Scores 650 - 699 14.40% APR
Credit Scores 620 - 649 17.40% APR
Credit Scores below 620 18.00% APR
New Vehicles (2023 - 2022)
Credit Scores 740 - 850 rates as low as 6.24% APR
Credit Scores 700 - 739 rates as low as 6.74% APR
Credit Scores 650 - 699 rates as low as 7.24% APR
Credit Scores 620 - 649 rates as low as 10.24% APR
Credit Scores 580 - 619 rates as low as 16.24% APR
Credit Scores below 580 rates as low as 17.99% APR
*Free quotes for Mechanical Breakdown Warranty Protection.
36-Month rate is 100 bp less than the 60-month rate.
48-Month rate is 50 bp less than the 60-month rate.
*Over 72 month financing available at 25 bp higher than 60-month rate.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
*Rates are subject to change.
Used Vehicles (2021 and older)
Credit Scores 740 - 850 rates as low as 6.24% APR
Credit Scores 700 - 739 rates as low as 6.74% APR
Credit Scores 650 - 699 rates as low as 7.24% APR
Credit Scores 620 - 649 rates as low as 10.24% APR
Credit Scores 580 - 619 rates as low as 16.24% APR
Credit Scores below 580 rates as low as 17.99% APR
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
36-Month rate is 100 bp less than the 60-month rate.
48-Month rate is 50 bp less than the 60-month rate.
*Over 72 month financing available at 25 bp higher than 60-month rate.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
*Rates are subject to change.
Share Pledged Loan (Best Loan Program)
| 3.00% APR |
based on Regular Savings |
| 3.50% APR |
based on Money Market High Yield Savings |
| +3.00% margin |
above Certificate Rate for CD Secured Loan |
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.