Skip to main content

Loan Rates

Effective date July 1, 2022

Classic VISA Credit Card

10.9% APR No Annual Fee 25 day grace
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement

VISA Gold Credit Card

9.90% APR No Annual Fee Reward Program
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement

Personal Loans

Credit Scores 740 - 850       9.90% APR
Credit Scores 700 - 739     10.90% APR
Credit Scores 650 - 699     12.90% APR
Credit Scores 620 - 649     15.90% APR
Credit Scores below 620    18.00% APR

New Vehicles (2021 - 2020)

Credit Scores 740 - 850  rates as low as      4.49% APR
Credit Scores 700 - 739  rates as low as      5.74% APR
Credit Scores 650 - 699  rates as low as      6.24% APR
Credit Scores 620 - 649  rates as low as      9.24% APR
Credit Scores 580 - 619  rates as low as    15.24% APR
Credit Scores below 580 rates as low as   17.99% APR

*Free quotes for Mechanical Breakdown Warranty Protection.
*72 month financing available at 25 Bp's higher APR and/or GAP coverage.
*84 month financing available at 100 Bp's higher APR and/or GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.

*Rates are subject to change.

Used Vehicles (2019 and older)

Credit Scores 740 - 850  rates as low as      5.34% APR
Credit Scores 700 - 739  rates as low as      6.09% APR
Credit Scores 650 - 699  rates as low as      6.59% APR
Credit Scores 620 - 649  rates as low as      9.59% APR
Credit Scores 580 - 619  rates as low as    15.59% APR
Credit Scores below 580  rates as low as   17.99% APR

*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*72 month financing available at 25 BP's higher APR and GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
*Rates are subject to change.

Share Pledged Loan (Best Loan Program)

4.00% APR based on Regular Savings
4.50% APR based on Certificates/Money Market/Checking
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.