Effective date July 1, 2022
Classic VISA Credit Card
| 10.9% APR |
No Annual Fee |
25 day grace |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
VISA Gold Credit Card
| 9.90% APR |
No Annual Fee |
Reward Program |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
Personal Loans
Credit Scores 740 - 850 9.90% APR
Credit Scores 700 - 739 10.90% APR
Credit Scores 650 - 699 12.90% APR
Credit Scores 620 - 649 15.90% APR
Credit Scores below 620 18.00% APR
New Vehicles (2021 - 2020)
Credit Scores 740 - 850 rates as low as 4.49% APR
Credit Scores 700 - 739 rates as low as 5.74% APR
Credit Scores 650 - 699 rates as low as 6.24% APR
Credit Scores 620 - 649 rates as low as 9.24% APR
Credit Scores 580 - 619 rates as low as 15.24% APR
Credit Scores below 580 rates as low as 17.99% APR
*Free quotes for Mechanical Breakdown Warranty Protection.
*72 month financing available at 25 Bp's higher APR and/or GAP coverage.
*84 month financing available at 100 Bp's higher APR and/or GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
*Rates are subject to change.
Used Vehicles (2019 and older)
Credit Scores 740 - 850 rates as low as 5.34% APR
Credit Scores 700 - 739 rates as low as 6.09% APR
Credit Scores 650 - 699 rates as low as 6.59% APR
Credit Scores 620 - 649 rates as low as 9.59% APR
Credit Scores 580 - 619 rates as low as 15.59% APR
Credit Scores below 580 rates as low as 17.99% APR
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*72 month financing available at 25 BP's higher APR and GAP coverage.
*For New & Used Motorcycle, Boats, or Campers, add 1.5% to APR.
*Rates are subject to change.
Share Pledged Loan (Best Loan Program)
| 4.00% APR |
based on Regular Savings |
| 4.50% APR |
based on Certificates/Money Market/Checking |
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.