Effective date October 1, 2019
Classic VISA Credit Card
| 10.9% APR |
No Annual Fee |
25 day grace |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
VISA Gold Credit Card
| 9.9% APR |
No Annual Fee |
Reward Program |
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement
Personal Loans
Credit Scores 700 - 850 9.00% APR
Credit Scores 660 - 699 10.00% APR
Credit Scores 620 - 659 11.00% APR
Credit Scores below 620 approved by loan officer 12.00% APR
*Number of months based on amount financed.
*Maximum amount $5,000.
*Maximum term 36 months.
New Vehicles (2020 - 2019)
Credit Scores 700 - 850 2.49% APR for up to 60 months
Credit Scores 660 - 699 2.99% APR for up to 60 months
Credit Scores 620 - 659 3.99% APR for up to 60 months
Credit Scores below 620 approved by loan officer 4.49% APR for up to 60 months
*Free quotes for Mechanical Breakdown Warranty Protection.
*72 month financing available at 50 Bp's higher APR and/or GAP coverage.
Used Vehicles
(2019 - 2015)
Credit Scores 700 - 850 3.99% APR for up to 48 months
Credit Scores 660 - 699 4.49% APR for up to 48 months
Credit Scores 620 - 659 4.99% APR for up to 48 months
Credit Scores below 620 approved by loan officer 5.49% APR for up to 48 months
(2014 - 2013)
Credit Scores 700 - 850 4.99% APR for up to 42 months
Credit Scores 660 - 699 5.49% APR for up to 42 months
Credit Scores 620 - 659 5.99% APR for up to 42 months
Credit Scores below 620 approved by loan officer 6.49% APR for up to 42 months
(2012 - 2010)
Credit Scores 700 - 850 5.99% APR for up to 36 months
Credit Scores 660 - 699 6.49% APR for up to 36 months
Credit Scores 620 - 659 6.99% APR for up to 36 months
Credit Scores below 620 approved by loan officer 7.49% APR for up to 36 months
(2009 & Older)
7.99% APR for up to 36 months
*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply.
*Terms may be extended with GAP Protection at 50 Bp's higher APR.
*Salvage titles acceptable with loan officer / enhanced due diligence.
Share Pledged Loan (Best Loan Program)
| 3.50% APR |
based on Regular Savings |
| 4.00% APR |
based on Certificates/Money Market/Checking |
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.