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Loan Rates

Effective date March 21, 2016

Classic VISA Credit Card

10.9% APR No Annual Fee 25 day grace
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement

VISA Gold Credit Card

9.9% APR No Annual Fee Reward Program
Specific Finance Charges / Periodic Rates / Billing Rights are explained on monthly billing cycle statement

Personal Loans

Up to 72 Months 15.00% APR

New Vehicles/Motorcycles (2016 - 2017)

APR on new purchase / refinanced vehicles is based on member credit score as follows:
2.24% APR Credit scores 700-850 for up to 72 months
2.99% APR Credit scores 660-699 for up to 72 months
3.99% APR Credit scores 620-659 for up to 72 months
4.99% APR All other scores approved by loan officers  
Free Quotes for Mechanical Breakdown Warranty Protection
84 month financing available @ 50 Bp’s higher APR and/or GAP Coverage

Used Vehicles/Motorcycles

2016 - 2012 4.99% APR up to 60 Months*
2011 - 2010 6.49% APR up to 48 Months*
2009 - 2007 7.50% APR up to 42 Months*
2006 & Older 9.75% APR up to 36 Months*
Free Extended Warranty Quote
* Internal debt refinancing and buy-downs available. Some restrictions apply. Rates Available On New Purchase or Refinance. Rates are subject to change, effective Immediately. 

Share Pledged Loan (Best Loan Program)

3.50% APR based on Savings
4.00% APR based on Certificates
Debt Protection Insurance / Life and Disability Insurance available to all Loans is provided by Credit Union and is not underwritten or guaranteed by NCUA.