Skip to main content
Contact | Locations

Online Banking

*By using Online Banking link you will be leaving mcmfcu.com

Enroll Now | Forgot Password?

Account Rates

Effective date April 2, 2021

Savings

0.02% APY Funds under $2000
0.07% APY Funds over $2000
Rates Compounded Daily / Paid Quarterly Member Life Insurance Up to $2000*
*Contact the credit union for details on Member Life Insurance

IRAs

Traditional / Roth  0.30% APR  0.30% APY 
Educational 0.50% APR 0.50% APY

IRA Traditional/Roth Certificates

12 Month IRA Certificate  0.40% APR 0.40% APY 
2.0 Year IRA Certificate 0.65% APR 0.65% APY
3.0 Year IRA Certificate 1.00% APR  1.01% APY
Requires Minimum Deposit of $5,000 to Open

IRA Educational Certificates

3.0 Year IRA Certificate  1.15% APR 1.16% APY 
Requires Minimum Deposit of $5,000 to Open

Certificates

6 Month $1000 Minimum  0.10% APR  0.10% APY 
12 Month $1000 Minimum 0.15% APR 0.15% APY
24 Month  $1000 Minimum 0.25% APR  0.25% APY 
48 Month  $1000 Minimum 0.30% APR  0.30% APY 
APR = Annual Percentage Rate APY = Annual Percentage Yield
Early withdrawal of principle funds may result in a penalty

Checking and Money Market Accounts

#91  Checking (Transaction) Account  0.01% APY 
#92 Money Market (Savings) Account  0.10% APY 
Rates Require Minimum Balance of $2500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements