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Account Rates

Effective date July 1, 2022

Savings

0.02% APY Funds under $2,000
0.07% APY Funds $2,000 and over
Rates Compounded Daily / Paid Quarterly 

IRAs

Traditional / Roth  0.50% APR  0.50% APY 
Educational 0.70% APR 0.70% APY

IRA Traditional/Roth Certificates

12 Month IRA Certificate  1.98% APR 2.00% APY 
24 Month IRA Certificate 2.23% APR 2.25% APY
36 Month IRA Certificate 2.47% APR  2.50% APY
Requires Minimum Deposit of $1,000 to Open

IRA Educational Certificates

36 Month IRA Certificate  2.47% APR 2.50% APY 
Requires Minimum Deposit of $1,000 to Open

Certificates

  6 Month $1,000 Minimum  1.25% APY 
12 Month $1,000 Minimum 2.00% APY
24 Month  $1,000 Minimum 2.25% APY 
36 Month $1,000 Minimum 2.50% APY 
48 Month  $1,000 Minimum 2.75% APY 
60 Month  $1,000 Minimum  3.00% APY 
APR = Annual Percentage Rate APY = Annual Percentage Yield.
Early withdrawal of principle funds may result in a penalty.

Checking and Money Market Accounts

#91  Checking (Transaction) Account  0.01% APY 
#92 Money Market (Savings) Account  0.30% APY 
Rates Require Minimum Balance of $2,500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements