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Account Rates

Effective date October 9, 2020

Savings

.10% APY Funds under $2000
.25% APY Funds over $2000
Rates Compounded Daily / Paid Quarterly Member Life Insurance Up to $2000*
*Contact the credit union for details on Member Life Insurance

IRAs

Traditional / Roth  0.70% APR  0.70% APY 
Educational 1.00% APR 1.01% APY

IRA Traditional/Roth Certificates

12 Month IRA Certificate  0.75% APR 0.75% APY 
2.5 Year IRA Certificate 1.10% APR 1.11% APY
5.0 Year IRA Certificate 1.50% APR  1.51% APY
Requires Minimum Deposit of $5,000 to Open

IRA Educational Certificates

5.0 Year IRA Certificate  1.75% APR 1.76% APY 
Requires Minimum Deposit of $5,000 to Open

Certificates

6 Month $5000 Minimum  0.50% APR  0.50% APY 
12 Month $1000 Minimum 0.70% APR 0.70% APY
24 Month  $1000 Minimum 0.90% APR  0.91% APY 
48 Month  $1000 Minimum 1.10% APR  1.11% APY 
APR = Annual Percentage Rate APY = Annual Percentage Yield
Early withdrawal of principle funds may result in a penalty

Checking and Money Market Accounts

#91  Checking (Transaction) Account  .15% APY 
#92 Money Market (Savings) Account  .30% APY 
Rates Require Minimum Balance of $2500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements