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Account Rates
Effective date July 1, 2022
Savings
0.02% APY
Funds under $2,000
0.07% APY
Funds $2,000 and over
Rates Compounded Daily / Paid Quarterly
IRAs
Traditional / Roth
0.50% APR
0.50% APY
Educational
0.70% APR
0.70% APY
IRA Traditional/Roth Certificates
12 Month IRA Certificate
1.98% APR
2.00% APY
24 Month IRA Certificate
2.23% APR
2.25% APY
36 Month IRA Certificate
2.47% APR
2.50% APY
Requires Minimum Deposit of $1,000 to Open
IRA Educational Certificates
36 Month IRA Certificate
2.47% APR
2.50% APY
Requires Minimum Deposit of $1,000 to Open
Certificates
6 Month
$1,000 Minimum
1.25% APY
12 Month
$1,000 Minimum
2.00% APY
24 Month
$1,000 Minimum
2.25% APY
36 Month
$1,000 Minimum
2.50% APY
48 Month
$1,000 Minimum
2.75% APY
60 Month
$1,000 Minimum
3.00% APY
APR = Annual Percentage Rate APY = Annual Percentage Yield.
Early withdrawal of principle funds may result in a penalty.
Checking and Money Market Accounts
#91
Checking (Transaction) Account
0.01% APY
#92
Money Market (Savings) Account
0.30% APY
Rates Require Minimum Balance of $2,500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements