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Account Rates
Effective date March 1, 2021
Savings
0.08% APY
Funds under $2000
0.15% APY
Funds over $2000
Rates Compounded Daily / Paid Quarterly Member Life Insurance Up to $2000*
*Contact the credit union for details on Member Life Insurance
IRAs
Traditional / Roth
0.50% APR
0.50% APY
Educational
0.75% APR
0.75% APY
IRA Traditional/Roth Certificates
12 Month IRA Certificate
0.50% APR
0.50% APY
2.5 Year IRA Certificate
0.75% APR
0.75% APY
5.0 Year IRA Certificate
1.10% APR
1.11% APY
Requires Minimum Deposit of $5,000 to Open
IRA Educational Certificates
5.0 Year IRA Certificate
1.25% APR
1.26% APY
Requires Minimum Deposit of $5,000 to Open
Certificates
6 Month
$5000 Minimum
0.20% APR
0.20% APY
12 Month
$1000 Minimum
0.30% APR
0.30% APY
24 Month
$1000 Minimum
0.50% APR
0.50% APY
48 Month
$1000 Minimum
0.60% APR
0.60% APY
APR = Annual Percentage Rate APY = Annual Percentage Yield
Early withdrawal of principle funds may result in a penalty
Checking and Money Market Accounts
#91
Checking (Transaction) Account
0.05% APY
#92
Money Market (Savings) Account
0.12% APY
Rates Require Minimum Balance of $2500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements