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Account Rates

Effective date October 23, 2018

Savings

.25% APY Funds under $2000
.50% APY Funds over $2000
Rates Compounded Daily / Paid Quarterly Member Life Insurance Up to $2000

IRAs

Traditional / Roth  1.25% APR  1.26% APY 
Educational 1.75% APR 1.77% APY

IRA Certificates

12 Month IRA Certificate  1.50% APR 1.51% APY 
2.5 Year IRA Certificate 2.00% APR 2.02% APY
5.0 Year IRA Certificate 2.50% APR  2.52% APY
Requires Minimum Deposit of $5,000 to Open

Certificates

6 Month $5000 Minimum  1.00% APR  1.01% APY 
12 Month $1000 Minimum 1.50% APR 1.51% APY
24 Month  $1000 Minimum 1.75% APR  1.76% APY 
48 Month  $1000 Minimum 2.00% APR  2.02% APY 
APR = Annual Percentage Rate APY = Annual Percentage Yield
Early withdrawal of principle funds may result in a penalty

Money Market Accounts

#91  Checking (Transaction) Account  .65% APY 
#92 Money Market (Savings) Account  .95% APY 
Rates Require Minimum Balance of $2500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements