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Account Rates
Effective date April 2, 2021
Savings
0.02% APY
Funds under $2000
0.07% APY
Funds over $2000
Rates Compounded Daily / Paid Quarterly Member Life Insurance Up to $2000*
*Contact the credit union for details on Member Life Insurance
IRAs
Traditional / Roth
0.30% APR
0.30% APY
Educational
0.50% APR
0.50% APY
IRA Traditional/Roth Certificates
12 Month IRA Certificate
0.40% APR
0.40% APY
2.0 Year IRA Certificate
0.65% APR
0.65% APY
3.0 Year IRA Certificate
1.00% APR
1.01% APY
Requires Minimum Deposit of $5,000 to Open
IRA Educational Certificates
3.0 Year IRA Certificate
1.15% APR
1.16% APY
Requires Minimum Deposit of $5,000 to Open
Certificates
6 Month
$1000 Minimum
0.10% APR
0.10% APY
12 Month
$1000 Minimum
0.15% APR
0.15% APY
24 Month
$1000 Minimum
0.25% APR
0.25% APY
48 Month
$1000 Minimum
0.30% APR
0.30% APY
APR = Annual Percentage Rate APY = Annual Percentage Yield
Early withdrawal of principle funds may result in a penalty
Checking and Money Market Accounts
#91
Checking (Transaction) Account
0.01% APY
#92
Money Market (Savings) Account
0.10% APY
Rates Require Minimum Balance of $2500. Both Compounded Daily & Paid Monthly - Variable rates are subject to change
Fees may reduce earnings - Actual APY are posted on Individual Financial Statements