|
Mortgage
Rates: |
IRAs: |
Mortgage Rates can now be
found at: |
Traditional / Roth
- 1.25% APR |
|
MyCUMortgage |
Educational - 2.10% APR |
|
Savings: |
IRA Certificates: |
|
.25% APR Funds under $2000 |
2.5 Year IRA Certificate - 2.00% APR |
|
.50% APR Funds over $2000 |
5.0 Year IRA Certificate - 2.60% APR |
-
- Rates Compounded Daily / Paid Quarterly
- Member
Life Insurance Up to $2000
|
*New Program* 12
month IRA Certificate 1.50% |
|
Requires Minimum Deposit of $5,000 to Open |
|
Classic
VISA Program: |
VISA Gold Card Program: |
|
11.9% APR / No
Annual Fee / 25 day grace |
10.9% APR / No Annual Fee / Reward Program |
|
Specific Finance Charges / Periodic Rates /
Billing Rights are explained on monthly billing cycle statement |
|
Certificates: |
|
6
Month |
$5000 Minimum |
1.00%
APR |
1.01% APY |
|
12 Month |
$1000 Minimum |
1.15%
APR |
1.16% APY |
|
24 Month |
$1000 Minimum |
1.35%
APR |
1.36% APY |
|
48 Month |
$1000 Minimum |
2.00%
APR |
2.02% APY |
|
APR = Annual Percentage Rate
APY = Annual Percentage Yield |
|
Early withdrawal of principle funds may result
in a penalty |
|
Money Market Accounts: |
|
#91 Checking (Transaction) Account (Min. Balance $2500) - .60% |
|
#92 Money Market (Savings) Account (Min. Balance $2500) - .80% |
|
Both Compounded
Daily & Paid Monthly -
Variable rates
are subject to change |
|
Fees may
reduce earnings - Actual APY are posted on Individual Financial Statements |
|
Vehicle Rates: |
|
New Car Special |
|
2012 - 2011 |
3.99% APR up to 60 Months* |
|
Used
Vehicle Rates |
|
2010 - 2007 |
4.99%
APR up to 48 Months* |
|
2006 - 2005 |
5.99%
APR up to 36
Months* |
|
2004 - 2002 |
8.75% APR up to 30 Months |
|
2001 & Older |
11.75% APR up to 24 Months |
|
|
|
Internal debt
refinancing and buy-downs available. Some restrictions apply |
|
Loan Value on
older Vehicles Based on Insurance Quote |
|
Share Pledged Loan (Best Loan Program): |
Home Equity Line of Credit: |
|
3.50%
APR based on SAVINGS |
Starting at 4.25%
APR |
|
4.00% APR based on CERTIFICATES |
Maximum Line of
Credit - $75,000.00 |
|
Debt Protection Insurance / Life
and Disability Insurance available to all Loans is provided by Credit Union
and is not underwritten or guaranteed by NCUA. |
Contact Credit Union for Specific Terms,
Rates, Fees, Repayment, Tax Implications, Fixed or Variable Rates
|
-
All
Savings Insured by NCUA up to $250,000
 |
|
FEE
SCHEDULE |
TRUTH IN SAVINGS
ACCOUNT DISCLOSURES |
Fax: 219-942-3447
