*Internal Debt Refinancing and Buy-downs available. Some Restrictions Apply*
* Rates Available On New Purchase or Refinance*
*Rates are subject to change *Effective Immediately
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Protect Your Family's Financial Future
We're On Call 24 Hours A Day, 7 Days A Week To Meet Your Borrowing Needs!
Credit Union Card Center Now provides 24/7 Call Center Support
We appreciate your support and strive to enhance our products and services so we may serve you better. We are now providing a 24/7 call center to cardholders to meet the demands of your busy schedule. The only holidays not available will be Thanksgiving, Christmas and New Year’s Day. Simply call the 800 number on the back of your Visa Credit Card for live support service
CU Mortgage Service has all of the
mortgage loan options you need under one roof. They have been
proudly servicing Credit Union members since 1986.
Let CU Mortgage
Service put their knowledge towards helping you find the best
mortgage solution. Click on the logo above or
here to visit their site.
Click on the logo above or here to visit their site.
Mortgage Loan Originator
Warning to all Debit Card Users
We have seen an increase in fraudulent debit card transactions. It appears that most of the cardholders who have had their cards compromised live in the same geographic area. However, fraud can spread quickly and so we felt it best to warn all of our members. Please use the following suggestions to keep your debit card as secure as possible.
Smart Option Student Loans
Invite Your Family Members To JOIN OUR FAMILY
You already know what great service Midwest Carpenters & Millwrights F.C.U. provides. But does your family? Do they know that they qualify for membership simply because you are a member? Tell them to stop by our office, visit our website, or call our office and we will provide everything they need to open an account. Remember, even after 50 years we are still exclusively carpenters, millwrights and their families!!!
We Offer GAP - For the Unexpected
Guaranteed Asset Protection (GAP) is a voluntary program that we offer for your new or used vehicle loan. This financial protection covers the difference in the balance on a car and its declared value, as determined by your primary insurance carrier, in the event that it is damaged beyond repair or stolen and never recovered. GAP is a supplemental coverage and does not replace your standard Comprehensive, Collision and Liability coverage's, only enhances them.
No matter how terrific a car is, the minute you drive it out of the show room it is worth less. Depending on where you live, the established market value could be less than the actual balance you owe on your car. With GAP, if your car is a loss, the deficiency will be covered. That includes the difference between your primary carrier's insurance settlement and the payoff of your loan, less delinquent payments, late charges, refundable service warranties, and other insurance related charges. Included in the GAP payment is your primary insurance deductible, which is covered up to $1,000 if a deficiency exists. In addition, you are eligible for an additional $1,000 towards the purchase of a replacement vehicle financed through the credit union.
Consider; you buy a car. The loan balance after one year is $15,000. The market value is $11,000. Your insurance deductible is $1,000. You total the car, and your insurance company pays $10,000. That leaves a difference of $5,000. $5,000 you would have to pay for a car that you no longer have! With GAP, that $5,000 is paid. Think about it!
When you are applying for your next auto loan, ask about GAP. If you have any questions, please call (800) 543-5785. We'll be happy to explain!
APPLY FOR YOUR UNION VISA CARD
Has your credit card company raised your interest rate? Charged you a fee for paying your balance off each month? Charged you a fee for not using the card?
There are NO annual fees, NO monthly fees and for purchases made and paid in full every month, there is NO (0% APY) monthly interest charge. Accounts that carry monthly balances will have an 10.9%APR and members who are eligible and qualify for our VISA GOLD program will have a 9.9%APR and will receive and accumulate Bonus Points good for cash back credit.
Show people and local businesses, who you are, apply for and carry your UNION Visa Credit Card. Simply go to our Web Application Section, complete the application and forward to the credit union, once approved you can transfer an existing balance from and close another credit card.
The STAR Network Is Available To All Our ATM and Check Card Members Now
As some of you may have read already, you will be seeing a new logo on ATMs across the country. MAC, STAR, and CASH STATION networks have merged to become simply the STAR network. As the country's largest PIN secured debit network, the combined companies will provide customers with access to more than 180,000 ATMs and 720,000 retail locations across the USA.
or visit www.cuwireless.com
INDIANA - KENTUCKY - OHIO REGIONAL COUNCIL OF CARPENTERS
If you wish to learn more about our sponsor, please click on their website www.ikrcc.com