NW Indiana Credit Unions Support Samaritan’s Feet

On June 2, 2012, several of the credit unions in NW Indiana will be participating in a 2-mile barefoot walk to raise money for Samaritan’s Feet. Samaritan’s Feet is a charitable organization dedicated to providing shoes for under-privileged children. Did you know that “nearly 1,000,000 people die each year as a result of foot-borne illnesses that may be preventable by simple protection – shoes”?

We need your help to raise as much money as possible before this year’s event. We are asking that our members sponsor the credit union staff and volunteers that will be walking in the event. Donating is as easy as clicking on the Samaritan’s Feet link. Or, if you would prefer checks can be sent directly to the credit union at: MCMFCU PO Box 648 Hobart, In 46342. Please make all checks payable to Samaritan’s Feet.

We thank you in advance for your support!

http://www.firstgiving.com/fundraiser/mcmfcu/barefoot

We’ve Expanded Our Mortgage Services!!!

We are now able to offer mortgages in Kentucky in addition to the other states that we already service! Contact Teri @ 800-543-5785 ext. 124 to start your application.

myCUmortgage

*NOTE: In order for a property to qualify for a mortgage, it must:

• Have a secured footing / foundation; and

• Be assessed real estate taxes by the County Assessor's office.

We're On Call 24 Hours A Day, 7 Days A Week To Meet Your Borrowing Needs!

1-888-313-7836

VISA Application Form

Loan Application

FORECLOSURE PREVENTION

The State of Indiana has $220 million available to help Hoosiers in danger of losing their homes through the Hardest Hit Fund.  Our state is one of five to date with access the monies.

To get more information call 1-877-GET-HOPE, a toll-free helpline available seven (7) days a week, from 8:00 am to 8:00 pm.  For anyone who may be at risk of foreclosure, the Helpline provides free and confidential financial consulting with no obligation of commitment.  Helpline operators then refer the homeowner to a certified foreclosure intervention specialist.  For more information online, please visit:  www.877gethope.org.

HOME EQUITY LOANS AVAILABLE

Are you looking to consolidate some debt? Or maybe you need to do some home improvement?

Look no further!

We offer Home Equity loans at incredible rates. Our Home Equity loan allows our members to apply for up to 90% of the appraised valuation less the First Mortgage balance. Our minimum line of credit is $5000 and our maximum is $75,000. The interest rate on this loan is variable at Wall Street Journal Prime interest rate +1%. The rate is subject to a monthly revision on the first day of each month. Call Teri @ 800-543-5785 ext 124 to begin the application process.

Warning to all Debit Card Users

We have seen an increase in fraudulent debit card transactions. It appears that most of the cardholders who have had their cards compromised live in the same geographic area. However, fraud can spread quickly and so we felt it best to warn all of our members.  Please use the following suggestions to keep your debit card as secure as possible.

• Never use your PIN number when making purchases. Instead, run the transaction as “credit” and sign for the transaction. After swiping your card, hit “cancel” when the terminal requests your pin number then select “credit”.

• Never keep your pin number with or near the debit card. If your card is compromised and the pin number is with the card, you will be held liable for all transactions.

• Look for any parts of the purchase terminals that appear loose or altered. This could indicate the presence of a “skimming” device. “Skimming devices” are used to store the card number, pin number and expiration date of any card that is swiped through that machine. These devices are later removed and the information is used to create fraudulent cards. If you believe that a purchase terminal appears altered, immediately notify a manager of the facility and do not use that terminal.

Mandatory Electronic Benefits Payments

Effective May 1, 2011, all new federal benefit applicants will be required to receive their benefits electronically. And, all current federal benefit recipients will be required to switch to electronic benefits by March 1, 2013.

What does this mean for our members? Only that you will need to provide your account number and our routing number (271991155) to whichever government office pays your benefits. Then, you can rest assured that your federal benefits will be direct deposited into your credit union account. No more waiting at the mailbox, no need to go out on those cold, winter days, and no more hassle.

Please feel free to contact the credit union or visit www.GoDirect.org for more information.

You already know what great service Midwest Carpenters & Millwrights F.C.U. provides.  But does your family?  Do they know that they qualify for membership simply because you are a member?  Tell them to stop by our office, visit our website, or call our office and we will provide everything they need to open an account.  Remember, even after 50 years we are still exclusively carpenters, millwrights and their families!!!

SMART OPTION STUDENT LOANS

Home Financial Service & Bill Payer Now Available

Home Financial Service (HFS) is immediately available and provides you with convenient secured access to your account(s) 24 hours a day – seven days a week. With this secured program you may check balances, transfer funds, check employer deposits, ATM & POS transactions, checking account deposits or check clearings and dividends earned through the Detailed History section of the program!

To sign up, click on the Credit Union @ Home link and complete the application. Within 24 business hours we’ll set up your account for access and provide you with the temporary “PIN” number.

The HFS program has a $5.00 monthly charge which includes Bill Payer.

Bill Payer requires a checking account. To sign up now or after you’ve signed up for HFS, you need to click on the HFS icon, click the Bill Pay icon, click on Enroll, complete the required information in the Enrollment Form and hit submit.

Once received, we will Email our response regarding your application within 24 business hours.

Voice Response

Show people and local businesses, who you are, apply for and carry your UNION Visa Credit Card.  Simply go to our Web Application Section, complete the application and forward to the credit union, once approved you can transfer an existing balance from and close another credit card.

VISA Application Form

Credit CARD Act of 2009

The STAR Network Is Available To All Our ATM and Check Card Members Now

As some of you may have read already, you will be seeing a new logo on ATMs across the country.  MAC, STAR, and CASH STATION networks have merged to become simply the STAR network.  As the country's largest PIN secured debit network, the combined companies will provide customers with access to more than 180,000 ATMs and 720,000 retail locations across the USA.

For More Information Call 877.818.3656

or visit www.cuwireless.com

A routing number is a unique number, which identifies our financial institution from all others.  You may be asked to supply ours when setting up your account for Direct Deposit of your Social Security or retirement check, or having a bill paid directly from you checking account.